Mortgage Broker in Montreal & Quebec
Helping home buyers, homeowners, self-employed borrowers, and newcomers compare mortgage options from multiple lenders across Quebec. Mortgage guidance available in English, French, and Spanish for clients across Montreal, Laval, and Quebec.
Need to Know What Mortgage Options You Have?
Send me your situation and I’ll help you understand your next mortgage step. I can help with pre-approval, purchase, renewal, refinancing, self-employed files, and new-to-Canada situations in Quebec.
English • Français • Español
How Can I Help You?
Choose the mortgage solution that best matches your situation.
Work With a Mortgage Broker
Instead of being limited to one bank, I help clients compare mortgage options from banks, credit unions, monoline lenders, and alternative lenders.
- Access to multiple lenders
- Personalized mortgage advice
- Support throughout the application process
- Solutions for buyers, homeowners, self-employed borrowers, and newcomers
- Service available across Montreal, Laval, and Quebec
Meet Thelma Pareras Varela
Hi, I’m Thelma Pareras Varela, a licensed mortgage broker helping clients throughout Montreal, Laval, and Quebec navigate the mortgage process.
Whether you are buying your first home, renewing your mortgage, refinancing, or exploring financing options as a self-employed borrower or newcomer to Canada, I help you compare mortgage solutions based on your goals and financial situation.
Send Me Your Situation
Buying, renewing, refinancing, self-employed, or new to Canada? Send me the basics and I’ll help you understand your next mortgage step.
Mortgage Broker Services in Montreal, Laval & Quebec
I work with clients across Montreal, Laval, and Quebec to help them compare mortgage rates, understand mortgage approval requirements, and find financing options adapted to their financial situation.
Frequently Asked Mortgage Questions
Can newcomers qualify for a mortgage in Quebec?
Yes. Many mortgage programs help newcomers qualify for financing in Canada.
How much down payment do I need?
Down payment requirements vary, but some buyers qualify with as little as 5%.
Can I qualify if I am self-employed?
Yes. Self-employed borrowers may qualify through traditional or alternative lenders.
What credit score is needed for a mortgage?
Credit requirements vary depending on the lender and mortgage type.